This is a personal finance book for people like us, and we all know who we are.

We make our own hours, keep our own profits, chart our own way. We have things like gigs, contracts, clients, and assignments. All of us are working toward our dreams: doing our own work, on our own time, on our own terms. We have no real boss, no corporate nameplate, no cubicle of our very own. We are the independent workforce. We are freelancers, self-employed entrepreneurs, part-timers, permalancers, temps, consultants, contract workers, and all-around go-getters. Some of us choose to work like this. Some of us have been given no choice in this world of mass layoffs and ever-shrinking benefits.

Ask yourself: Who is planning for your retirement? Who covers your expenses when clients flake out and payments are late? Who is setting money aside for your taxes? Who is responsible for your health insurance?

Take a good look in the mirror: You are.

The Money Book for Freelancers, Part-Timers, and the Self-Employed is the only comprehensive system for earning, spending, saving, and surviving as an independent worker.

Now here’s to putting The Money Book’s system in action! Thank you Joseph D’Agnese and Denise Kiernan for writing this much needed book. I have read a ton of books about personal finances since starting Blank Space. This book is the most relevant for the irregular income that comes with having a new business and waiting for the inevitable checks in the mail.